SAN JOSE, California, June 17, 2010 /PRNewswire/ -- Roamware, a global leader in mobile roaming solutions and financial services, announces the global availability of Cardless ATM. The service enables bank customers to withdraw cash from an ATM without the use of a cash card. Cardless ATM can be used in case of loss or theft of a cash card as well as to send money to friends or family at home or abroad.

Cardless ATM is already in use in Europe. Permanent TSB (PTSB) launched the service in Ireland as part of its mobile banking solutions in 2009. Branded as 'Emergency Cash,' the service allows customers to send euro 100 to anyone in Ireland simply by sending an SMS. Upon receiving the text message, the recipient may go to any PTSB cash point to withdraw the emergency cash - without the need for an ATM card. Registered customers can request payment five times per month up to a maximum of euro 500 (euro 100 per withdrawal). The account holder is charged euro 2 per withdrawal.

Emergency Cash is one of the many ways we are differentiated in the market, said Eamon Martin, Online Development and Mobile Banking Manager at Permanent TSB. And it gives our customers peace of mind - knowing they still have access to cash if their card is stolen.

There is great interest in this product from banks around the world, said Avnish Chauhan, Executive Vice President at Roamware. It is particularly of interest in Asia and Africa where banks plan on using it for mobile money purposes, that is to send money to friends and family. This is a cost saving solution that could potentially complement 'no frills' bank account offering to underbanked and unbanked communities in developing economies, added Avnish.

Cardless ATM is one of many mobile financial products that Roamware has made available to banks and mobile operators since the acquisition of mobile financial services developer Macalla Software Ltd in 2009. Other m-commerce and mobile banking solutions offered by Roamware include credit transfers, international remittance, adding prepaid minutes, person to person transactions and bill payment.

About Roamware, Inc.

Roamware, Inc. is a leading provider of roaming and mobile financial services. The company is the global leader in mobile roaming solutions with an estimated 60 per cent market share of the voice and data roaming segments for GSM, 3G and CDMA technology platforms. Roamware m-commerce and mobile banking solutions have been successfully deployed by major banks and global operators around the world, including: Vodafone, Permanent TSB and Bank of Ireland. Its solutions range from credit transfers, international remittance, person to person transactions to top-up and bill payment. Roamware solutions are deployed across 146 countries with over 400 global mobile operators as customers. The company is headquartered in San Jose with operations in Brussels, Dubai, Dublin, Bangalore, Mumbai, New Delhi, Singapore, Johannesburg, Amman and Hong Kong. http://www.roamware.com

About Permanent TSB

Permanent TSB is the retail banking division of Irish Life Permanent plc formed by the merger of Irish Permanent and Irish Life in April 1999. This merger brought together Ireland's largest home loans provider and the country's largest life insurance company. http://www.permanenttsb.ie

SOURCE: Roamware, Inc.

CONTACT: EMEA, Vojtech Horna, +44-207-282-2901, vojtech@atomicpr.com, orUSA, Michelle Sabolich, +1-415-593-1400, michelle.sabolich@atomicpr.com,both of Atomic PR; or India, Neha Merchant of Gutenberg PR,+91-98204-54541, neha@gutenbergpr.com, all for Roamware, Inc.; or AbrahamPunnoose, VP, Marketing Business Development of Roamware, Inc.,+91-9967927777, abraham.punnoose@roamware.com